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Financial Aid Updates & News

 

Peak Season for Financial Aid Processing Has Arrived

It is our service and pleasure to help you navigate the financial aid process. However, due to an increased volume in financial aid inquiries via telephone, there will be a delay in returning phone calls. For the fastest response, we ask that students and parents contact us via email, finaid@talladega.edu. Please make sure to always include your student ID number when sending information to our office. 

The 2019-2020 Academic Year Will Begin Soon!!

We are excited for the start of a new academic year and we hope that you are as well. Due to recent changes in our student financial policy requirements, the Talladega College Office of Financial Aid has increased its efforts to notify students and parents concerning their financial aid status and ways to help resolve pending issues and make the registration process for the 2019-2020 academic year a success. If you have received an email from our office concerning your financial aid, this indicates that we still have documents outstanding for your financial aid profile. We ask that you review the email and the requested information listed, then submit the requested information to our office prior to the stated deadline. Due to federal regulations set forth by the Department of Education, in conjunction with new policies implemented by Talladega College, all financial aid requirements will need to be cleared prior to the student completing their registration process. 

Student/Parent Loans: What are they and do I need them? 

The Department of Education offers students and parents federal loan options to help them cover the costs of educational expenses. Because these funds are being offered through the Department of Education, borrowers can benefit from lower interest rates and better repayment options. For students, the Direct Subsidized Loan (Subsidized Loan) and the Direct Unsubsidized Loan (Unsubsidized Loan) are loans offered to undergraduate students who meet the federal qualification for each loan. Loan amounts for each category vary based on factors such as dependency status, academic classification level, etc. These loans are listed on the qualifying student's award letter and must have a Master Promissory Note (MPN) and Loan Entrance Counseling (LEC) completed prior to the disbursement of these loans to the student's business account. Students are reminded that these are loans and must be repaid beginning 6 months after graduation, or 6 months after ceasing to attend school. The MPN and LEC can both be completed by visiting www.studentloans.gov

The Parent Loan for Undergraduate Students (PLUS) is offered to the parents of Dependent, undergraduate students to help pay for educational expenses that are not covered by other financial resources and cannot be paid out of pocket. The maximum amount of PLUS funds that can be disbursed to a student's business account is listed on their financial aid Award Letter provided by our office. The parent must apply for the PLUS, be approved, and complete a PLUS Master Promissory Note (PLUS MPN) before the funds listed on the on the Award Letter can be disbursed to the student's account. The parent does have the option to adjust the amount of funds listed and can have the credit balance (after direct institutional charges have been deducted) go to them, or to the student. If the parent is denied for the PLUS, the student will then have an option to increase their Unsubsidized Loans. The parent can complete an application for the PLUS by visiting www.studentloans.gov

We strongly advise all Dependent students and their parents to review the financial aid options listed on the Award Letter and compare them to the Direct Costs, along with other financial resources and out of pocket costs, to determine the needed for each of these types of loans.

 

MISSION OF THE FINANCIAL AID OFFICE

MISSION

The mission of the Talladega College Office of Financial Aid is to assist students in navigating the federal financial aid process; help them to successfully manage their student debt, and to make the best use of all financial aid resources.

GOALS

Through financial literacy and guidance, it is our goal to help new and returning students in making the best financial choices to support their educational experience. Furthermore, we comply with Federal, State, and Institutional regulations and guidelines, to ensure equity and consistency in the delivery of financial aid resources to all of our students. Our goals are as follows:

1. Provide courteous, efficient service and accurate financial aid support to students and their families. 

2. Assist qualified students in meeting their educational goals through the effective utilization of all financial aid resources.

3. Promote valuable work experiences beneficial to the student and community through the Federal Work Study Program.

4. Distribute available financial aid resources to as many eligible students as possible to help pay for their educational costs.

5. Further the Talladega College's recruitment and retention efforts through participation in a variety of service activities involving students, families, faculty, staff, and members of the community.

Financial Aid Need to Know

There are several things you need to know about your Financial Aid Package Award Letter. First, a determination of your Expected Family Contribution (EFC) is calculated using the information you provided on your FAFSA.  The college subtracts your EFC from the  Cost of Attendance (COA) to calculate your need for financial aid. The higher the COA, the more aid you will be eligible to receive.  This COA, includes direct and indirect college associated costs. Direct cost are the institutional charges paid to Talladega College (tuition, fees and if residing on campus, room and board), and the indirect costs are the federally approved expenses associated with attending Talladega College (books, transportation, personal expenses, housing, and meals). Secondly, your Financial Aid Package is based on you attending college at a full-time status, which is 12 or more credit hours. This usually means you’re enrolled and attending 12 or more credit hours, required for your degree, per semester. Should you elect to take less than 12 credit hours, your COA will be reduced based on this change. Please be advised: The Financial Aid Office reserves the right to adjust your award at any time due to changes in enrollment, your eligibility, your FAFSA information, or the availability of funds. Refunds cannot be generated from institutional scholarship awards. We have included all known scholarships and/or other resources associated with your financial aid package as of the date the Financial Aid Package Award Letter was sent to you.

 ACTION REQUIRED:

  • After reviewing your Award Letter, pleasereply to our e-mail within ten (10) business days letting us know if you accept / decline all or part of any of your financial aid awards. The Financial Aid Office email address is finaid@talladega.edu. If we do not hear from you within ten (10) business days, we will assume that you are accepting all of your financial aid awards. If your total financial aid awards listed are less than the direct cost (Tuition, Fees, Housing and Meals), you will have a balance due to Talladega College. Please be sure to contact Student Accounts at 256-761-6221 to make payments or develop a payment plan before you arrive on campus.
  • Parent Loans for Undergraduate Students (PLUS) is based on credit eligibility. If your parent is approved for this loan AND completes the required Master Promissory Note (MPN), the dollar amount listed can be processed to your student account. If your parent is denied for this loan, you will have other Federal Student Loan options. Please see a Financial Aid Counselor for more information.
  • Any required documentation associated with the completion of your FAFSA must be received in our office prior to the processing of any aid, this includes institutional funds.
  • Students accepting a Federal Loan for the first time are required to complete Loan Entrance Counseling (LEC) and a Master Promissory Note (MPN). You can accomplish this requirement by visitinghttps://studentloans.gov/myDirectLoan/index.action .  Federal Guidelines state that a first time borrower must wait 30 days before funds can be released. A first time borrower is a student with 0 to 29 earned credit hours and has not received student loans prior to borrowing at Talladega College. In most cases, this is a beginning freshman.  This protects the school and the student in case they do not remain enrolled.

 FINANCIAL AID UPKEEP:

Your academic conduct and record directly affects your ability to receive financial aid. Dropping and failing classes can prohibit you from receiving financial aid and can lead to you having to repay the financial aid that you have received.

Please familiarize yourself with the Talladega College Satisfactory Academic Progress Policy and the Withdrawal Policy.

Students should also get into the habit of monitoring their student loans and grants through the NSLDS (National Student Loan Data Systems) government website at https://www.nslds.ed.gov/nslds/nslds_SA/. This website informs users of who is holding their loans, repayment periods, and repayment amounts. Student loans and Federal Pell Grants have limits as to how much a student can borrow or receive as an undergraduate.

Thank you for your interest in attending Talladega College. We look forward to serving you on campus!

The Financial Aid Office

627 W. Battle St.

Seymour Hall, Lower Level, Room 11A

Talladega, AL 35160

Phone: (256)761-6237

Fax: (256)761-6462

Email: finaid@talladega.edu

Access your Financial Aid Award and Document Tracking

To view your Financial Aid Award Status and Financial Aid Missing Documents follow these instructions:

 

  1. Log into your myTalladega account
  2. Select the student tab at the top of the page
  3. Select financial aid on the left side of the page
  4. Select financial aid awards on the right top side of the page, and print
  5. Select view financial aid document tracking on the right side of the page under financial aid award, and print
  6. Visit the following site

Creative printed boxes pay you back

For more than two centuries, the packaging industry has been serving the manufacturing sector around the globe. Over time, the design, reliability, and durability of the commodity have been improved. The printed packaging boxes are the most advanced shape of the packaging solutions that the manufacturers and retailers use to grab the attention of the consumers. They are also used to advertise the product, newly launched items, manufacturing brand, and make the package look more attractive and presentable. All the leading brands, manufacturers, and retailers rely on printed boxes as they always pay them back. Those who are new to the business might not be aware of the importance of the fact that how much the printing on the packaging can be beneficial for them. The following article will discuss the benefits that come with such casings and the goals that can be achieved with them.

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Advertise through packages

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Enhance the safety of the package

Printing is not all about making the boxes attractive and enhancing their appearance. It comes with other advantages as well that include increasing the safety measure of the casing. The wholesale printed boxes come with exciting finishing options that are not only useful to enhance the appearance of the pack but also the safety it provides to the product inside. The finishing options that are the most popular among the producers are gold, silver, and copper foiling as well as lamination.

Foiling enhances the appearance of the casings and gives it a shining presentable look. On the other hand, lamination can not only give the casing an eye-catching look but also increase its safety to many folds. It is one of the most popular customize packaging in Sydney as well as other cities in Australia. They are popular because of their reliability, durability, and presentable look they provide to the commodity that is packed in them.

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Long-lasting pigments

The colours that are used for the printing of customize packaging Sydney are known for their long-lasting quality. But that is not all about them, the wide range of colour scheme make it easier for the manufacturers and retailers to pick the pattern of their desired colours. The choice of the colours depends on the type of item that is to be packed in the box as well as the signature colour of the manufacturing brand. Being a manufacturer or retailer, one thing that you need to consider is to get your package printed by a reliable printing and packaging manufacturing company. A trusted company that has a good reputation will not let you down with low-quality dyes. That is why it is important to get the product packaging printed from reliable manufacturers only. All the leading packaging manufacturing companies in Australia use high-quality dyes that neither damage the commodity inside the package nor give a bad impression.

Don’t ignore the material

The material that is being used for the manufacturing of the printed packaging boxes matters a lot, more than you think. A package that is made of compromised quality material will not be a perfect choice for a high-quality article. The quality of the manufacturing material defines how much the casing can be customised in term of design as well as printing style. The higher the quality of the material is, the more the carton can be customised in various ways.

Another factor that is involved with the type of material is the durability and sustainability of the carton. It also defines whether the carton is eco-friendly or not and whether it will affect the articles that are packed in it or not. That is why it is important to be vigilant about the type of material that is being used for making your desired carton. Give it a little attention and it will pay you back more than you can imagine.

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